We all like to think we know exactly how much we’re spending on things.
Like now, if I ask you how much you’re spending on BBNaija voting, or how much airtime you’ve bought this week, you should be able to tell me since you’re the one moving the money around by yourself.
But what if I told you some of your money is disappearing into thin air and you have no idea about it? 👀
Wait wait, calm down. Nobody is using jazz, but – tinz dey occur.
Yesterday, I was going through my emails when I saw my bank statement for the last quarter. I was like: hmm – okay let me even see what I’ve been spending money on.
I started reviewing the statement and that was when I realized… there was one thing that consistently stood out for me. On every bank transfer I made, the difference in my account balance was always more than the amount I sent out of the account.
At first, I was like ahan, did the bank make mistake ni? Am I not calculating this thing well? Because all this disappearing money, I didn’t get alert for them o.
It took me a while before I realized that they were charges I incurred for moving money around. See descriptions: “Transfer Commission“, “Stamp Duty” and all kinds of orisirisi.
₦3,518 in bank charges?! And this is not even my main account.
Something I could have used to buy data or even to keep my favorite people in the BBNaija house (#Kiddrica squad). I wasted it on bank charges. 😪
Anyway, I’ve learnt my lesson.
Most likely you’re also suffering from bankchargeitis (it’s a medical condition o. Check am). Because you’re my person, these are my own suggestions:Review your recent bank statements