The Paylater App: Instant Online Loans

Paylater® is a simple, digital finance management platform that provides short-term, instant loans online to help cover unexpected expenses or urgent cash needs. Download the Paylater app here.
With just an Android device and basic requirements, you can apply for an online loan on the Paylater app; 24 hours a day, 7 days a week, with a quick application process that lets you know your status within minutes.

Who is Paylater for?

With Paylater, getting online loans has never been easier. Whether you’re a student, business owner, salary earner, or just in between jobs and in need of funds, Paylater can help meet any urgent cash needs you have.

Paylater loan | Quick loan in Nigeria | Paylater App



It’s simple! Just follow the steps below to apply for a Paylater online loan:

1. Download the Paylater app here

2. Register your personal details

3. Choose your desired loan amount and duration

4. Submit your application. You will get a loan decision in seconds.

5. If approved, your account is credited within minutes.


Paylater is a service provided by One Finance & Investments Limited (RC No: 1044655), a licensed Finance company. You may contact us here for more information and feedback:



PHONE: 01–460 9945 & 01–631 1215

Download the Paylater app here


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