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Carbon Zero & Spar partner to enable Nigerians shop in installment, interest-free
Ademola Adepoju
January 19, 2022
2 mins

We’re excited to announce that SPAR (Artee Industries Limited), one of the world’s biggest retail chain outlets, is now a part of Carbon Zero. Our partnership will help even more Nigerians to buy anything at any Spar store and pay for items in a wide range of categories in installment at 0% interest.

From groceries, fashion & beauty items, to house-hold electronics, SPAR market is currently one of the popular destinations for individual and household consumers. Carbon Zero will provide a more flexible way to pay for these items in installments without breaking the bank while getting your purchase from the store immediately. 

Which outlets would you be able to shop at?

Carbon Zero’s interest-free installment purchase would be available at select SPAR Market outlets to be communicated shortly. All you would need to pay with Zero is walk into the store, pick up your items and at the cashier point, let them know you would like to pay with Carbon Zero. You make an initial down payment of 25% of the total cost of the item and spread the rest over four installments at 0% interest.

Ready to #ShopBetter? Head over to to get started.

About Carbon Zero

Carbon Zero is a buy now pay later product from Carbon Microfinance Bank that allows individuals to purchase anything from pretty much anywhere, splitting the payment into 4 interest-free installments.

About Spar

SPAR is Nigeria’s award-winning supermarket and department store brand and offers its customers the widest range of products at the lowest prices, from electronics to groceries and household items.

An account tailored just for you

Open a new Carbon bank account from your phone or computer and follow the simple on-screen steps to register for an account in minutes.